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Identity Theft
A
crime of the future, ID Theft, is running rampant. With the surging
popularity of Internet shopping, ID Theft is one of the fastest
growing crimes in the world! There are many ways that your identity
can be stolen. We've put together some basic information on how
to protect yourself, but the Federal Trade Comission provides the
best information.
Click
HERE for the FTC's ID Theft website.
Click
HERE for the FTC's Holiday Shopping Tip website.
How
to protect yourself:
Leave
your Social Security card at home. This is the single most
valuable piece of information you can lose. With this information
a thief can ruin your life in minutes.
Shred
junk mail and bills. Get rid off all of those unwanted
credit applications and bills that you don't plan on saving the
safe way, shred them! If you have a fireplace you may consider using
them as kindling. Do NOT just throw them in the trash or recycling
bin.
Order
from secure online vendors.
Make sure you know and trust an online reseller before you purchase
from them. Be very wary of websites that are not "secure"
or ask for abnormal information like your SSN just to buy a T-Shirt.
Keep
an eye on your purse/wallet. ID
theft still primarily results from lost or stolen billfolds and
purses. If you can, keep your wallet, ID, credit cards, etc... in
a front pants pocket. This way if a purse or wallet is stolen, they
might only get a few dollars and some family photos.
Watch
register clerks like a hawk. The
practice of "skimming" is where an individuals swipes
your card through a reader in order to obtain information off your
credit card instead of charging it. This information is then sold
or used to make fraudulent purchases on YOUR CARD! If possible use
card swiping stations that are positioned for the customer, instead
of handing your card over.
Never
give your ATM card or PIN number out. Everyone
has done it. A co-worker stops at the bank on the way to get lunch
for the office. It is HIGHLY recommended to never give out your
PIN number. If you must, change it as soon as possible.
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